Benefits built with the care of a private brokerage.
Alturos Strategic Benefits serves employers, their people, and the brokers who advise them — with virtual primary care, supplemental coverage, and the compliance expertise behind Section 125.
A benefits program should be something an employee is glad to have and an employer is proud to offer. We design for both.
Virtual primary care
A dedicated provider, available when you need one, through our partnership with Lyric.Supplemental coverage
Accident, hospital indemnity, critical illness, and life — placed by a licensed agency in every state.Section 125 expertise
Pre-tax contributions, tax-free reimbursement through a health reimbursement arrangement, and the substantiation that makes both hold up.Who we serve
Three audiences come to Alturos, and each gets a direct answer.
Employers
Owners and HR leaders at companies of roughly 50 to 150 employees who want benefits that strengthen retention without adding administrative weight.
Employees
Participants who want to understand what they have, ask a real person a question, and use their benefits with confidence.
Brokers
Advisors who want a partner for compliance, billing, and substantiation so they can keep the client relationship where it belongs.
Why employers trust Alturos
- Long-standing specialization in Section 125 cafeteria plan design and FICA savings analysis.
- Single Point Billing: one invoice for the program rather than a stack of carrier statements.
- Substantiation of medical expense reimbursement, tracked and documented so the program holds up to scrutiny.
- A licensed insurance agency able to serve as agent of record in all fifty states.